<h2 class = 'uawtitle'>Tips For Avoiding A Natural Disaster Repair Ripoff</h2><br />
<div style='font-style:italic;' class='uawbyline'>by Margaret Ellis</div><br /><br />
<div class='uawarticle'>You never know when you might become the victim of a devastating earthquake, flood, tornado, hurricane, or massive fire. Circumstances like these can bring out the best in people. They are willing to help strangers and even put themselves in harm's way to save lives. There are others, at the opposite end of the spectrum, who will try to take advantage of victims who are vulnerable and displaced. If you find yourself in this situation, there are things you can do to protect yourself from <a href="http://www.probiltofsacramento.com/services.html">natural disaster repair</a> scams.<br />
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The first thing you need to do, after making sure everyone is safe and accounted for, is to call your insurance company. You should have a copy of your insurance policies in with the important documents you brought with you. Until an adjuster can get to you, you need to keep every receipt for expenses incurred during this time. That includes receipts for food, housing, and any medical expenses.<br />
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Being displaced in the middle of a disaster is an emotional experience. It is tempting to make hasty decisions just so you can get a feeling of normalcy back. Families are particularly vulnerable at this time. The experts suggest that you okay some temporary repair work, if possible, in order to return to your property. This removes the pressure of having to make big decisions that will affect you and your family for a long time.<br />
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Once you are ready to undertake major renovations, you should get at least three estimates instead of approving the first contractor who submits a bid. References a year old or more definitely need to be checked. You can contact the state licensing board to see if the contractors you are considering have all the necessary certifications and licenses the state requires. If your house was constructed prior to 1978, you must find a contractor legally certified to make lead based paint restorations.<br />
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Unfortunately there are unscrupulous individuals who show up in times like these offering repair services that seem too good to be true. You should avoid agreeing to let these individuals do any work for you without investigating their credentials. Sometimes these strangers will try to coerce homeowners into letting them do renovations by telling them their homes are structurally unsound. It takes an engineer or architect to determine the stability of your home.<br />
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You have to insist on a written contract before any work is begun. The contract must include all the terms of the agreement between you and the contractor. You can't depend on any oral agreements.<br />
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All contractor contracts must include a time frame for the renovations to be finished. There must be complete contractor contact information and an itemized labor and materials cost breakdown. You must not sign a blank contract.<br />
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Keep a signed copy of the contract for your own records. Don't pay for the job up front, or in cash. A deposit of thirty percent is the most you should agree to.<br />
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<div class='uawlinks'>Find an overview of the benefits you get when you use professional <a href="http://www.probiltofsacramento.com/services.html">natural disaster repair</a> services and more info about a reliable fire and water damage restoration contractor at http://www.probiltofsacramento.com/services.html now.</div><br />
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